Most divorce settlements in his situation required the non-custodial spouse to pay college expenses. He was under no illusions about who the non-custodial spouse would be. So by taking what would be viewed as a joint asset and converting them into the children's assets he was cutting Doris off at the pass. He had set up each girl's trust at their birth solely in his name for tax purposes, so he changed the trustee to his sister without need to consult Doris.Susan Philips Harder was his younger sister by three years. She was his only sibling. She was Samuel Harder's wife. He was an electrician by trade. They were well off, but not rich, and childless. Uterine cancer had left his sister sterile. As a result, she and her husband doted on his two girls. He trusted Susan to do the right thing for the girls. By divesting himself, he made the trusts unreachable but only after 90 days.His next move was to max out the HELOC second mortgage on the house. It had been sitting there for years. ...." "Uh, yeah," he went on, "Acme Lingerie is the best in the world, and just to show you what I mean, take a look at this!!!" Cindy sat there a little bit bemused as Zak pulled out a tiny pair of bikini panties as he extolled the virtues of his product!!! After he was finished he asked, "So, what do you think, aren't these just about the best made and most attractive panties you've ever seen in your life, I mean they have quality written all over them!?!" Cindy took the panties from Zak's hand, and after feeling the smoothness of the material replied gently, "They're very nice, Zak, but I'm afraid we have a little problem here!!!" "What's that," he asked, "they come in all the popular colors!?!" "It's not the color," she replied, "it's the size, and if you haven't noticed, I'm a pretty big girl, and for me to get into something this small would be impossible, I'm sorry, but that's just that way it is!!!"Zak eyed the doe eyed woman seated next to him, and she was right, she was a.
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